/* ===========================================================================
   AFINCO — Cooperativa de Ahorro y Crédito. Sistema de diseño v2 (premium).
   Marca violeta #5640FF (identidad). Estilo: fintech "drenched purple" tipo Nubank.
   Tipografías: Clash Display (display) + Satoshi (texto) — Fontshare.
   =========================================================================== */
@import url('https://api.fontshare.com/v2/css?f[]=clash-display@500,600,700&f[]=satoshi@400,500,700,900&display=swap');

:root{
  /* Marca */
  --brand:      #5640FF;
  --brand-600:  #4a2fe0;
  --brand-700:  #3a1fb0;
  --brand-deep: #1b1150;          /* violeta casi negro para texto/superficies */
  --lilac:      #b8abff;
  --lilac-soft: #ece9ff;
  --mint:       #38e0b0;          /* acento vivo (verde COSEDE / seguro) */

  /* Neutros con tinte violeta */
  --ink:    #15111f;              /* texto principal sobre claro */
  --ink-70: #47415a;             /* texto secundario (contraste ≥4.5) */
  --bg:     #ffffff;
  --bg-soft:#f5f3fc;
  --line:   #e7e3f5;

  /* Superficie oscura (hero / cierres) */
  --dark:      #120a2e;
  --dark-2:    #1c1150;

  --wrap: 1160px;
  --radius: 20px;
  --radius-lg: 30px;
  --shadow-sm: 0 4px 16px rgba(27,17,80,.06);
  --shadow:    0 20px 50px -18px rgba(27,17,80,.22);
  --shadow-brand: 0 24px 60px -18px rgba(86,64,255,.45);

  --ease: cubic-bezier(.16,1,.3,1);        /* ease-out-expo */
  --ease-2: cubic-bezier(.22,1,.36,1);

  /* z-scale */
  --z-nav: 50; --z-modal: 100; --z-toast: 200;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:"Satoshi",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
  font-size:clamp(1rem,.96rem + .2vw,1.08rem);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
h1,h2,h3,h4{font-family:"Clash Display",system-ui,sans-serif;font-weight:600;line-height:1.05;letter-spacing:-.02em;margin:0 0 .4em;color:var(--ink);text-wrap:balance}
h1{font-size:clamp(2.6rem,1.6rem + 4.4vw,5rem);font-weight:600}
h2{font-size:clamp(2rem,1.4rem + 2.6vw,3.4rem)}
h3{font-size:clamp(1.25rem,1.1rem + .6vw,1.6rem)}
p{margin:0 0 1rem;text-wrap:pretty}
a{color:var(--brand);text-decoration:none}
img,svg{max-width:100%;display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.muted{color:var(--ink-70)}
.mono-num{font-variant-numeric:tabular-nums}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.5rem;
  font-family:"Satoshi",sans-serif;font-weight:700;font-size:1rem;
  padding:.95rem 1.7rem;border-radius:100px;border:2px solid transparent;
  cursor:pointer;transition:transform .3s var(--ease),box-shadow .3s var(--ease),background .2s,color .2s;
  will-change:transform;line-height:1;text-align:center;
}
.btn:active{transform:translateY(1px) scale(.99)}
.btn-primary{background:var(--brand);color:#fff;box-shadow:var(--shadow-brand)}
.btn-primary:hover{background:var(--brand-600);transform:translateY(-3px);box-shadow:0 30px 70px -18px rgba(86,64,255,.6)}
.btn-light{background:#fff;color:var(--brand-deep)}
.btn-light:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-outline-light:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn .arrow{transition:transform .3s var(--ease)}
.btn:hover .arrow{transform:translateX(4px)}

/* ---------- Nav ---------- */
.nav{position:sticky;top:0;z-index:var(--z-nav);transition:background .4s,box-shadow .4s,backdrop-filter .4s}
.nav.scrolled{background:rgba(255,255,255,.82);backdrop-filter:saturate(180%) blur(14px);box-shadow:0 1px 0 var(--line)}
.nav .wrap{display:flex;align-items:center;gap:28px;padding:16px 24px}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:44px;width:auto}
.nav-links{display:flex;gap:26px;margin-left:auto}
.nav-links a{color:var(--ink);font-weight:500;font-size:.98rem;position:relative;padding:4px 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--brand);transition:width .3s var(--ease)}
.nav-links a:hover::after{width:100%}
.nav-cta{display:flex;gap:10px;align-items:center}
.nav-burger{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--ink)}
@media(max-width:920px){
  .nav-links{display:none}
  .nav-cta .btn-ghost{display:none}
  .nav-burger{display:block;margin-left:auto}
}

/* ---------- Hero (drenched) ---------- */
.hero{position:relative;background:var(--dark);color:#fff;overflow:hidden;isolation:isolate}
.hero::before,.hero::after{content:"";position:absolute;border-radius:50%;filter:blur(70px);opacity:.85;z-index:-1;animation:drift 22s var(--ease-2) infinite alternate}
.hero::before{width:60vw;height:60vw;max-width:720px;max-height:720px;top:-18%;right:-12%;background:radial-gradient(circle at 30% 30%,#6f4bff,transparent 62%)}
.hero::after{width:52vw;height:52vw;max-width:620px;max-height:620px;bottom:-24%;left:-14%;background:radial-gradient(circle at 60% 40%,#8b2fe0,transparent 60%);animation-delay:-8s}
@keyframes drift{to{transform:translate3d(6%,5%,0) scale(1.12)}}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;padding-top:clamp(48px,7vw,96px);padding-bottom:clamp(56px,8vw,110px)}
.hero h1{color:#fff}
.hero .lead{font-size:clamp(1.1rem,1rem + .5vw,1.4rem);color:#d9d2ff;max-width:30ch;margin:1.2rem 0 1.8rem;line-height:1.5}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-trust{display:flex;gap:8px 22px;flex-wrap:wrap;margin-top:34px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14)}
.hero-trust .t{display:flex;align-items:center;gap:9px;font-weight:600;font-size:.92rem;color:#efeaff}
.hero-trust .t svg{flex:none}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;gap:8px}.hero-visual{margin-top:14px}}

/* Phone mockup */
.phone{position:relative;width:min(320px,78vw);margin:0 auto;aspect-ratio:9/18.5;
  background:linear-gradient(160deg,#241653,#160c38);border-radius:44px;
  padding:14px;box-shadow:0 50px 90px -30px rgba(0,0,0,.6),inset 0 0 0 2px rgba(255,255,255,.06);
  animation:float 6s ease-in-out infinite}
@keyframes float{50%{transform:translateY(-14px)}}
.phone .screen{position:relative;height:100%;border-radius:32px;overflow:hidden;background:linear-gradient(175deg,#5b3bff 0%,#4325d6 46%,#2a166f 100%);padding:22px 18px;display:flex;flex-direction:column;gap:14px}
.phone .notch{position:absolute;top:10px;left:50%;transform:translateX(-50%);width:96px;height:22px;background:#160c38;border-radius:0 0 14px 14px;z-index:2}
.phone .pr{display:flex;align-items:center;justify-content:space-between;color:#fff;font-weight:700}
.phone .pr small{color:#cdbcff;font-weight:500;font-size:.72rem;letter-spacing:.02em}
.balance{margin-top:6px}
.balance .lbl{color:#d4c6ff;font-size:.78rem;font-weight:500}
.balance .amt{font-family:"Clash Display";font-size:2rem;font-weight:600;color:#fff;letter-spacing:-.02em}
.pcard{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:14px 15px;color:#fff;backdrop-filter:blur(4px)}
.pcard .row{display:flex;align-items:center;justify-content:space-between;font-size:.86rem}
.pcard .bar{height:8px;border-radius:6px;background:rgba(255,255,255,.18);margin-top:10px;overflow:hidden}
.pcard .bar i{display:block;height:100%;width:0;border-radius:6px;background:linear-gradient(90deg,var(--mint),#8effd8)}
.ptx{display:flex;align-items:center;gap:11px;color:#fff;font-size:.84rem}
.ptx .ic{width:34px;height:34px;border-radius:11px;background:rgba(255,255,255,.14);display:grid;place-items:center;flex:none}
.ptx .amt{margin-left:auto;font-weight:700}
.ptx .amt.pos{color:var(--mint)}
.phone .shine{position:absolute;inset:0;background:linear-gradient(120deg,transparent 40%,rgba(255,255,255,.22) 50%,transparent 60%);transform:translateX(-120%);animation:shine 5.5s ease-in-out 1.2s infinite}
@keyframes shine{0%,55%{transform:translateX(-120%)}80%,100%{transform:translateX(120%)}}
.hero-badge{position:absolute;background:#fff;color:var(--brand-deep);border-radius:16px;padding:11px 14px;box-shadow:var(--shadow);font-weight:700;font-size:.82rem;display:flex;align-items:center;gap:8px}
.hero-badge.b1{top:8%;left:-4%;animation:float 5s ease-in-out .4s infinite}
.hero-badge.b2{bottom:12%;right:-6%;animation:float 5.6s ease-in-out .9s infinite}
.hero-badge .dot{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;color:#fff}
@media(max-width:520px){.hero-badge{display:none}}

/* ---------- Sections ---------- */
.section{padding:clamp(64px,9vw,120px) 0}
.section-sm{padding:clamp(44px,6vw,76px) 0}
.lead-2{font-size:clamp(1.05rem,1rem + .4vw,1.25rem);color:var(--ink-70);max-width:56ch}
.kicker{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--brand);font-size:.9rem;margin-bottom:14px}
.kicker::before{content:"";width:22px;height:2px;background:var(--brand);border-radius:2px}

/* Trust band (seguro y regulado) */
.regband{background:linear-gradient(135deg,var(--brand) 0%,#7a2fe0 100%);color:#fff;border-radius:var(--radius-lg);padding:clamp(34px,5vw,58px);position:relative;overflow:hidden}
.regband::after{content:"";position:absolute;width:340px;height:340px;border-radius:50%;background:rgba(255,255,255,.1);top:-120px;right:-80px;filter:blur(10px)}
.regband h2{color:#fff;position:relative}
.regband .sub{color:#eadfff;max-width:48ch;position:relative}
.reg-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:30px;position:relative}
.reg-item{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:18px;padding:22px;backdrop-filter:blur(6px)}
.reg-item .k{font-family:"Clash Display";font-weight:700;font-size:1.5rem;display:flex;align-items:center;gap:10px}
.reg-item p{color:#efe8ff;font-size:.92rem;margin:8px 0 0}
@media(max-width:640px){.reg-grid{grid-template-columns:1fr}}

/* Feature rows (productos) — alternado, no cards idénticas */
.feature{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,72px);align-items:center}
.feature + .feature{margin-top:clamp(56px,8vw,110px)}
.feature.rev .f-media{order:2}
.feature h3{font-size:clamp(1.6rem,1.2rem + 1.4vw,2.3rem)}
.feature .f-body p{color:var(--ink-70);max-width:46ch}
.feature .flink{font-weight:700;display:inline-flex;align-items:center;gap:7px}
.f-media{position:relative;aspect-ratio:1/.82;border-radius:var(--radius-lg);display:grid;place-items:center;overflow:hidden}
.f-media.v1{background:linear-gradient(150deg,#efeaff,#e0d7ff)}
.f-media.v2{background:linear-gradient(150deg,var(--dark),#2a166f)}
.f-media.v3{background:linear-gradient(150deg,#e9fff8,#d3f7ec)}
.f-media.v4{background:linear-gradient(150deg,#fff0f6,#ffe1ee)}
.f-illus{width:74%}
@media(max-width:760px){.feature,.feature.rev{grid-template-columns:1fr}.feature.rev .f-media{order:0}.f-media{aspect-ratio:1/.6}}

/* Cómo funciona (pasos) */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.step .n{counter-increment:s;font-family:"Clash Display";font-weight:700;font-size:2.4rem;color:var(--brand);line-height:1}
.step .n::before{content:counter(s,decimal-leading-zero)}
.step h3{font-size:1.25rem;margin:14px 0 6px}
.step p{color:var(--ink-70);font-size:.95rem;margin:0}
@media(max-width:760px){.steps{grid-template-columns:1fr}}

/* Educación */
.edu{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:8px}
.edu a{display:flex;align-items:center;gap:14px;background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:16px 18px;color:var(--ink);font-weight:500;transition:border-color .25s,transform .25s var(--ease),box-shadow .25s}
.edu a:hover{border-color:var(--brand);transform:translateX(4px);box-shadow:var(--shadow-sm)}
.edu a .ic{width:38px;height:38px;border-radius:11px;background:var(--lilac-soft);color:var(--brand);display:grid;place-items:center;flex:none}
.edu a .arrow{margin-left:auto;color:var(--brand)}
@media(max-width:640px){.edu{grid-template-columns:1fr}}

/* Pagos: cuadrícula de servicios reconocibles */
.paygrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(148px,1fr));gap:14px}
.paytile{display:flex;flex-direction:column;gap:9px;background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:18px 16px;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}
.paytile:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--lilac)}
.paytile .pic{width:44px;height:44px;border-radius:11px;background:#fff;border:1px solid var(--line);color:var(--brand);display:grid;place-items:center;flex:none;overflow:hidden}
.paytile .pic img{width:30px;height:30px;object-fit:contain;image-rendering:auto}
.paytile .pname{font-family:"Clash Display";font-weight:700;font-size:1.18rem;line-height:1.05}
.paytile .pcat{font-size:.78rem;color:var(--ink-70)}

/* CTA closer */
.closer{background:var(--dark);color:#fff;border-radius:var(--radius-lg);padding:clamp(46px,7vw,88px);text-align:center;position:relative;overflow:hidden;isolation:isolate}
.closer::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(circle at 50% 120%,#5b3bff,transparent 60%)}
.closer h2{color:#fff;font-size:clamp(2rem,1.5rem + 2.5vw,3.6rem)}
.closer p{color:#d9d2ff;max-width:44ch;margin:0 auto 26px}
.closer .hero-cta{justify-content:center}

/* ---------- Footer (regulatorio) ---------- */
.footer{background:var(--brand-deep);color:#cabfe8;padding:clamp(48px,6vw,72px) 0 30px;font-size:.94rem}
.footer .top{display:grid;grid-template-columns:1.5fr 1fr 1.2fr;gap:34px}
.footer .brand img{height:42px}
.footer h4{color:#fff;font-family:"Clash Display";font-weight:600;font-size:1rem;margin:0 0 12px}
.footer a{color:#cabfe8}
.footer a:hover{color:#fff}
.footer .fl p{margin:0 0 8px}
.antiphish{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:15px 17px;margin-top:16px;color:#e6ddff;font-size:.9rem;line-height:1.5}
.reg{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:24px;font-size:.85rem;color:#9a8fc4;line-height:1.75}
.reg strong{color:#e6ddff}
.reg .seps{color:#cabfe8}
.reg .links{margin-top:10px;display:flex;gap:14px;flex-wrap:wrap}
.socials{display:flex;gap:12px;margin-top:12px}
.socials a{width:38px;height:38px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#e6ddff;transition:background .25s,transform .25s var(--ease)}
.socials a:hover{background:var(--brand);color:#fff;transform:translateY(-3px)}
@media(max-width:760px){.footer .top{grid-template-columns:1fr;gap:26px}}

/* ---------- Página interior (transparencia/legal) ---------- */
.pagehead{background:var(--dark);color:#fff;position:relative;overflow:hidden;isolation:isolate;padding:clamp(56px,8vw,96px) 0 clamp(40px,6vw,64px)}
.pagehead::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(circle at 85% -10%,#5b3bff,transparent 55%)}
.pagehead h1{color:#fff}
.pagehead .lead-2{color:#d9d2ff}
.rate{width:100%;border-collapse:separate;border-spacing:0;background:var(--bg);border:1px solid var(--line);border-radius:18px;overflow:hidden}
.rate th,.rate td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--line);font-size:.97rem}
.rate th{background:var(--bg-soft);font-family:"Clash Display";font-weight:600}
.rate tr:last-child td{border-bottom:0}
.note{background:var(--lilac-soft);border:1px solid var(--line);border-radius:16px;padding:18px 20px;color:#372a8a;font-size:.95rem}
.legal-block h2{margin-bottom:.5em}
.legal-block p,.legal-block li{color:var(--ink-70)}
.legal-block + .legal-block{margin-top:clamp(32px,5vw,52px)}

/* ---------- Motion / reveals ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.hero .reveal{opacity:0;transform:translateY(20px)}
.hero .reveal.in{opacity:1;transform:none}

@media (prefers-reduced-motion: reduce){
  *{animation:none !important;scroll-behavior:auto}
  .reveal{opacity:1 !important;transform:none !important;transition:none}
  .phone,.hero::before,.hero::after,.hero-badge{animation:none !important}
}